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Wall Street’s securities watchdog has made it easier for banks to expand their cryptocurrency businesses by overturning a Biden administration rule that made it prohibitively expensive to hold digital assets.
华尔街的证券监管机构推翻了拜登(Biden)政府的一项让持有数字资产成本过高的规定，从而使银行更容易扩展加密货币业务。
In one of the first pro-crypto moves of Donald Trump’s second presidency, the Securities and Exchange Commission late on Thursday reversed guidance known as SAB 121, which had called for institutions to treat digital tokens held for customers as liabilities on balance sheets.
作为唐纳德•特朗普(Donald Trump)第二次就任总统后的首批支持加密货币的举措之一，美国证券交易委员会(SEC)在周四晚些时候推翻了一项被称为会计公告121(SAB 121)的指导意见，该指导意见要求机构将为客户持有的数字代币视为资产负债表上的负债。
The shift underscores expectations that Trump will take a far more welcoming approach towards the digital asset sector, undoing the more sceptical stance the SEC took during Joe Biden’s administration.
这一转变凸显了人们的预期，即特朗普将对数字资产行业采取更加欢迎的态度，改变美国证交会在乔•拜登(Joe Biden)执政期间所采取的更为怀疑的立场。
Mainstream groups are already taking more serious interest in crypto assets and technologies, with BlackRock chief Larry Fink this week calling on the SEC to “rapidly approve” the ability of firms to create tokens backed by stocks and bonds.
主流企业已经对加密货币资产和技术产生了更严肃的兴趣，贝莱德(BlackRock)首席执行官拉里•芬克(Larry Fink)本周呼吁美国证交会“迅速批准”企业创建由股票和债券支持的代币。
In a sign of Trump’s more supportive crypto strategy, the president on Thursday had also issued an executive order laying out his priorities regarding cryptocurrencies and calling for cabinet-level officials to report back several months from now with recommendations for regulatory and legislative proposals.
特朗普更加支持加密货币战略的一个迹象是，总统周四还发布了一项行政命令，列出了他在加密货币方面的优先事项，并呼吁内阁级官员在几个月后提交报告，就监管和立法提案提出建议。
While Trump’s pick to lead the SEC, Paul Atkins, is still awaiting US Senate confirmation, acting chair Mark Uyeda and another Republican commissioner, Hester Peirce, have put the regulator on a more crypto-friendly track, forming a task force and dismantling SAB 121.
虽然特朗普挑选的美国证交会主席保罗•阿特金斯(Paul Atkins)仍在等待美国参议院的确认，但代理主席马克•尤耶达(Mark Uyeda)和另一名共和党委员赫斯特•皮尔斯(Hester Peirce)已让该监管机构走上对加密货币更加友好的轨道，成立了一个特别工作组，并废除了SAB 121。
SAB 121 had “created a punitive framework that effectively prevented US banks from offering custody services for bitcoin and other cryptocurrencies”, said Mark Palmer, an equity research analyst at The Benchmark Company. “Traditional banks will now be able to offer crypto custody services without facing de facto penalties.”
基准资本公司(The Benchmark Company)的股票研究分析师马克•帕尔默(Mark Palmer)表示，SAB 121“建立了一个惩罚性框架，实际上阻止了美国的银行为比特币和其他加密货币提供托管服务。现在传统银行将能够提供加密货币托管服务，而不会面临事实上的处罚”。
Even before the SEC took action, big US banks were eagerly anticipating the ability to court crypto customers as Trump and his allies in the executive and legislative branches smoothed the road for digital assets.
即使在美国证交会采取行动之前，随着特朗普及其在行政和立法部门的盟友为数字资产铺平道路，美国大型银行也在热切期待能够争取加密货币客户。
“We do want to have the ability to offer spot crypto, and our expectation is that at some point, the regulations around crypto are going to allow us to do that,” Rick Wurster, chief executive at Charles Schwab, told analysts on a call this week.
嘉信理财(Charles Schwab)首席执行官里克•沃斯特(Rick Wurster)在本周的一次电话会议上对分析师说：“我们确实希望有能力提供现货加密货币，我们的期望是，在某个时候，围绕加密货币的法规将允许我们这样做。”
The American Bankers Association and other industry lobbyists last year called on Biden to formally disapprove of the SEC guidance after measures to do so passed both houses of Congress in May 2024.
美国银行家协会(American Bankers Association)和其他行业游说者去年呼吁拜登正式否决美国证交会的指导意见，此前相关否决措施已于2024年5月在国会参众两院获得通过。
“This is a step in the right direction,” said Kevin Fromer, president of the Financial Services Forum, which represents the biggest banks.
代表最大型银行的金融服务论坛(Financial Services Forum)的主席凯文•弗罗默(Kevin Fromer)说：“这是朝着正确方向迈出的一步。”
Brian Daly, a lawyer at Akin Gump, noted that custody services were “a predicate to everything” for financial institutions when offering crypto services to customers. The old rule “basically made it impossible for all the responsible banks and broker-dealers and financial intermediaries that we rely on to be crypto custodians”, Daly said.
Akin Gump的律师布莱恩•戴利(Brian Daly)指出，托管服务是金融机构向客户提供加密货币服务的“前提条件”。戴利说，旧规则“基本上使我们依赖的所有负责任的银行、经纪商和金融中介机构无法成为加密货币的托管人”。
The price of bitcoin rose more than 1.5 per cent on Friday to about $105,800, shy of its all-time high of around $109,000.
周五，比特币价格上涨逾1.5%，至约10.58万美元，低于约10.9万美元的历史高点。
虚拟货币相关活动存在较大法律风险。请根据监管规范，注意甄别和远离非法金融活动，谨防个人财产和权益受损。